Analyze past spending by keeping records for a month. Determine fixed expenses then flexible expenses. Balance your fixed plus flexible expenditures with your available income. Keep records and write checks for everything important.
Very useful checklist for navigating personal finance as a couple. Great for married couples or unmarried couples alike, regardless of whether you have joint finances or not. ° Even when you plan ahead, if you both don't stick with it, it's a pointless.
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