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11 tips for Christmas presents on a budget! Great ideas for reducing your Christmas spending that we use every year in our home.

11 Tips for Christmas Presents on a Budget

11 Tips for buying Christmas presents on a tight budget! Perfect for those of us that need (or want) to spend less this year. // via (fromthiskitchentable)

The guilt-free plan to keep you out of debt and on budget this Christmas with a free printable to get you started and keep you inspired at www.growingslower.com #freeprintable #debtfree

Christmas Budget Worksheet Printable

Don't spend the holiday season feeling stressed about spending. Make a plan now with this Free Christmas Budget Worksheet so you can enjoy this Christmas!

Christmas can still be fun and memorable without a lot of money to spend on gifts!  Sometimes it just helps to know that others are in the same boat.  Yes, it's not about the gifts, but it can be hard when money is too tight to buy the one thing your child really wants. Here's some encouragement if you're in that situation...

Celebrating a Merry Christmas When Money is Tight

While it might feel overwhelming, or even a little bit impossible, there ARE easy, practical and--dare we say it--almost painless ways to save during the holidays.  Don't miss these ten smart ways to cut your holiday spending and start your New Year with your finances intact!

10 Smart Ways to Save on the Holidays

While is may feel impossible, there ARE many easy, practical and almost painless ways to save on the holidays. Don't miss these 10 smart ideas!

Struggling to buy gifts and food for Christmas day? Here are 10 creative ideas of how to create a memorable simple Christmas day for your family when you have nothing to spend.

Christmas on a Zero Budget

(Good frugal tips even if you're not on a zero budget) . Christmas On A Zero Budget -- 10 ways to afford gifts & food for Christmas Day when you have no money to spend

Need gift ideas for those hard to buy for people? Or maybe funds are low? This series is proof that you don’t need to spend a lot of money on the people you gift to if you use your time, resources, and creativity.

30 Free but Thoughtful Christmas Gift Ideas

Need gift ideas for those hard to buy for people? Or maybe funds are low? This series is proof that you don’t need to spend a lot of money on the people you gift to if you use your time, resources, and creativity.

Have a tight Christmas budget or don't want to spend money during Christmas? This post describes simple ways you can do to save money during Christmas and still give gifts that are more meaningful and valuable to others. Christmas saving life hacks are what I call these tips. These are tips for those who live a frugal living lifestyle. Stop shopping and start making meaningful presents or gifts for the holiday. #investment #shopping #frugal

12 Days of Christmas Low-Cost/Free Christmas Gift Ideas

Have a tight Christmas budget or don't want to spend money during Christmas? This post describes simple ways you can do to save money during Christmas and still give gifts that are more meaningful and valuable to others. Christmas saving life hacks are wh

Rice-filled owl heating pads. Cute, frugal, easy, and adorable DIY! Great for gifting or just staying cozy during the cold days to come.

Adorable rice owls, Valentine's pocket warmers, sweet baby gifts, and general crafty craftiness at my house this weekend.

Handmade Christmas Gifts: 12 Simple Homemade Holiday Presents! 12 EASY and inexpensive DIY gifts that are perfect for this holiday season! Don't spend a fortune on Christmas gifts! Check out these beautiful, fun, and easy homemade gift ideas right now!

Did you spend WAY more than your budget could handle over the Holidays? Discover the smart way to save for Christmas with these free printable worksheets, and never get caught off-guard with unexpected expenses again!

The Smart Way to Save for Christmas

Did you spend WAY more than your budget could handle over the Holidays? Discover the smart way to save for Christmas with these free printable worksheets, and never get caught off-guard with unexpected expenses again!

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