Grad gift or a stocking stuffer.Get an inexpensive umbrella from the dollar store and dangled bills from the inside so that when opened up – tada! A little something for a rainy day… And tons of other cute ways to give money as a gift.
Write a letter to your child or grandchild each year and include money for grad gift. I like this idea of writing a letter, and even adding money, but I think it'd be better to go longer than a grad gift. Wedding, first home, first child?